ROC CoOwner from CoHaven Capital
You Deserve to Own Your Home
Three or four buyers. One home. Recorded deeds for each. Build real equity starting at $785/month* instead of paying $1,400 in rent.
Your name on the deed. Your equity growing every month.
*Monthly payment varies based on home price, location, and market conditions. $785 is a representative example.
The Homeownership Crisis
The wealth gap isn't about income. It's about ownership.
The Federal Reserve's Survey of Consumer Finances reveals a staggering truth about the difference between homeowners and renters.
$396,200
Median Homeowner Net Worth
Homeowners build generational wealth through property equity that compounds over time.
$10,400
Median Renter Net Worth
Renters pay someone else's mortgage and accumulate zero equity over years of payments.
~38x
Wealth Multiplier
Homeowners hold 38 times the net worth of renters. That's the gap ROC CoOwner is closing.
Source: Federal Reserve Survey of Consumer Finances (2022)
The Math Speaks for Itself
Stop paying someone else's mortgage. Start building your own wealth.
ROC CoOwner
$785*
/month — builds equity you keep
- Your name on a recorded deed
- Equity grows with every payment
- Real homeownership from day one
Typical Rent
$1,400+
/month — builds your landlord's equity
- No ownership stake
- Zero equity after years of payments
- Subject to rent increases
Multiple Owners, One Home
Real ownership. Recorded deeds.
ROC CoOwner helps three or four buyers purchase a home together as tenants in common. Each buyer gets their own private bedroom and receives a recorded deed showing they own an undivided interest in the home. This is real homeownership — not renting, not a lease, not a promise.
Deed at Closing
Every buyer receives a recorded general warranty deed at the closing table. From day one, you are legally a homeowner.
Build Equity Monthly
Unlike rent, every monthly payment grows your net worth and moves you closer to full ownership.
Community by Choice
You pick who you live with. Friends, siblings, colleagues — you choose your co-owners.
Path to Independence
As equity builds, you can refinance, sell your interest at market value, or continue building wealth.
Where We Operate
Building homeowners across the Mid-Atlantic, Southwest & Southeast
Mid-Atlantic
Active
Southwest
Expanding
Southeast
Primary Market
Ready to own your home?
No cost to apply. No obligation. Just a conversation about your future as a homeowner.
START YOUR PRE-QUALIFICATION